Statement Credits & Recurring Allowances
| Benefit Credit | Nominal Value | Cadence & Reset | Terms & Trigger Rules | Status in Your Profile |
|---|---|---|---|---|
| Annual Travel Credit | $300.00 | Cardmember Year | Automatically applies to first $300 spent across flights, hotels, transit, tolls, parking, rideshare. | 100% Utilized ($300) |
| Sapphire Exclusive Tables | $300.00 | $150 Semi-Annually (Jan–Jun / Jul–Dec) | Valid at select high-end partner restaurants booked via Chase portal in major metro areas. | 50% Utilized ($150) |
| DoorDash Monthly Credits | $300.00 | $25 / Month | Monthly credit ($25/mo) expires at calendar month-end. Must link CSR in DoorDash app. | 100% Utilized ($300) |
| DoorDash DashPass | $120.00 | Active through Dec 31, 2027 | $0 delivery fee & reduced service fees on eligible $12+ orders. Saves ~$4–$5/order. | Active ($120 Value) |
| "The Edit" Hotel Credit | $500.00 | $250 Semi-Annually | Must be booked prepaid through "The Edit" boutique collection with 2-night minimum stay. | Bypassed ($0) |
| Lyft Ride Credits | $120.00 | $10 / Month | In-app credits through Sept 30, 2027. Requires CSR set as default payment. | Bypassed ($0) |
| Global Entry / PreCheck / NEXUS | $120.00 | Every 4 Years (~$30/yr) | Statement credit reimbursing application fee for trusted traveler programs. | Bypassed ($0) |
Lounge Access & Hotel Elite Statuses
| Privilege | Network & Coverage | Guest Policy | Key Highlights |
|---|---|---|---|
| Chase Sapphire Lounge by The Club | Boston (BOS), New York (JFK, LGA), Phoenix (PHX), San Diego (SAN), Philadelphia (PHL), Austin (terrace), Las Vegas (opening), Hong Kong (HKG). | Cardholder + 2 Guests (Complimentary) | Chef-curated hot food, craft cocktail bars, specialty barista coffee, private shower suites, and wellness pods. Ranked among the best domestic lounges in the US. |
| Priority Pass™ Select | 1,300+ lounges across 600+ cities globally. | Cardholder + 2 Guests (Complimentary) | Global baseline for international departures and partner lounges. Note: Airport restaurant dining credits were removed program-wide in 2024. |
| IHG One Rewards Platinum Elite | Complimentary through December 31, 2027. | Primary Cardholder | Complimentary room upgrades (subject to availability), 60% bonus points on stays, priority check-in, late checkout. |
| Ennismore Dis-loyalty | Mondrian, SLS, Hyde, SO/, 25hours hotels. | Primary Cardholder | Discounts on room bookings and food & beverage across lifestyle hotel brands. |
Elite Travel & Purchase Insurance Policies
| Insurance Protection | Maximum Coverage | Trigger Condition / Qualifying Criteria |
|---|---|---|
| Primary Auto Rental CDW | Up to $75,000 | Primary collision and theft coverage. No need to notify or claim on personal auto insurance. Covers rentals up to 31 consecutive days. |
| Trip Delay Reimbursement | Up to $500 per ticket | Covers unreimbursed expenses (meals, lodging, toiletries) when travel is delayed by 6+ hours or requires an overnight stay. |
| Trip Cancellation & Interruption | Up to $10,000 / person ($20,000 / trip) | Reimburses non-refundable prepaid travel if trip is cancelled due to illness, severe weather, or carrier insolvency. |
| Baggage Delay Insurance | Up to $100 / day for 5 days ($500 max) | Reimburses essential clothing and toiletries if checked luggage is delayed by carrier for more than 6 hours. |
| Lost Luggage Reimbursement | Up to $3,000 per passenger | Covers luggage and personal property lost or damaged by common carrier. |
| Emergency Medical & Evacuation | $100,000 Evacuation / $2,500 Medical | Emergency transport and medical services when traveling at least 100 miles from home. |
| Purchase Protection | Up to $10,000 / claim ($50,000 / year) | Protects new purchases against damage or theft for 120 days from purchase date. |
| Extended Warranty Protection | +1 Additional Year | Extends manufacturer warranties of 3 years or less by 1 additional year on eligible US purchases. |
| Return Protection | Up to $500 / item ($1,000 / year) | Reimburses eligible items that a merchant refuses to accept back within 90 days of purchase. |
Anti-Breakage Execution Calendar
1
Monthly DoorDash Credit ($25/mo)
Use before the last day of each calendar month. Placing your bi-weekly $25 delivery order automatically absorbs this credit with zero waste.
2
First Travel Charges ($300)
Charge your first flights, train tickets, transit, or parking to the CSR. Reimbursement appears as an automatic credit on the same statement.
3
Sapphire Tables H1/H2 Windows
Dine at an eligible restaurant by June 30 (H1) and December 31 (H2) for your $150 credit. Book directly through the Chase dining portal.
4
Transfer CFF Points Before Booking
Combine Freedom Flex points into your CSR account via Chase Ultimate Rewards prior to redeeming on the portal to lock in the 1.50¢ rate.